Blackjack Two Queen Of Hearts
Perfect pairs (e.g. Two King of Diamonds) - 25:1; 21+3 blackjack rules. The popular 21+3 blackjack side bet is based on the first two cards dealt to the player and the dealer’s face card. You win if the combination of these cards is either: Suited trips (e.g. Three Queen of Diamonds) – 100:1; Straight flush (e.g. Jack, Queen, and King of. Black Jack (Hearts), a variant of Hearts Black Jack (Switch), also known as Switch, a name given to some variations of Crazy Eights in United Kingdom A jack (playing card) from a black suit, a jack of clubs or jack of spades. We have multiple options of initial two cards totalling 20, each which hold different payouts for this side bet: two non-suited cards, two suited cards, two matching cards of the same suit and rank, a pair of Queens of Hearts and finally, the coveted pair of Queen of Hearts with a dealer blackjack, which nets a payout of 1000:1. Blackjack Card Counting instruction. Free book on Blackjack. Modern Blackjack. Two Queen of Hearts and dealer BJ. Now, let us look at the Lucky Ladies side bet using standard Hi-Lo as the card counting strategy. The chart below provides the advantage at each true count. First the good news. Queen of Clubs Queen of Diamonds Queen of Hearts Queen of Spades - Village People. 7 of Clubs 7 of Diamonds 7 of Hearts - 21, Slot Machine, Jackpot (all named after results in other casino games like Blackjack and Slots) 6 of Clubs 6 of Diamonds 6 of. (because it's K9K9- two canines) Queen of Clubs Queen of Diamonds 3 of Clubs 3 of.
- Appendices
- Miscellaneous
- External Links
Introduction
Lucky Ladies is one of the most popular blackjack side bets ever. It started in Washington state and now can be found in casinos all over the place. The idea is that any player 20-point hand wins something. Certain twenties, especially those involving two queens pay more. I've seen various versions through the years, which I label as A, B, C, D, and E. There is also a progressive version called Bonus Lucky Ladies.
A word about terminology. A 'matched pair' means the same card in both rank and suit.
Blackjack Two Queen Of Hearts Card Game
Lucky Ladies — Pay Tables A and B
| Hand | Table A | Table B |
|---|---|---|
| Q of hearts pair & dealer has BJ | 1000 to 1 | 1000 to 1 |
| Q of hearts pair | 125 to 1 | 200 to 1 |
| Matched 20 | 19 to 1 | 25 to 1 |
| Suited 20 | 9 to 1 | 10 to 1 |
| Unsuited 20 | 4 to 1 | 4 to 1 |
Lucky Ladies — Pay Table C
| Hand | Table C |
|---|---|
| Pair of queens with dealer BJ | 250 to 1 |
| Pair of queens | 25 to 1 |
| Ranked 20 | 9 to 1 |
| Suited 20 | 6 to 1 |
| Any 20 | 3 to 1 |
Lucky Ladies — Pay Table D
| Hand | Pays |
|---|---|
| Queen of hearts pair | 100 to 1 |
| Matched 20 | 30 to 1 |
| Suited 20 | 10 to 1 |
| Any 20 | 3 to 1 |
| One queen | 1 to 1 |
Lucky Ladies — Pay Table E
| Hand | Pays |
|---|---|
| Queen of hearts pair | 100 |
| Matched 20 | 25 |
| Suited 20 | 10 |
| Any 20 | 3 |
| Queen of hearts | 2 |
| Any other queen | 1 |
Analysis of Pay Table A
The next table is an analysis of pay table A with six decks. The lower right cell shows a return of 75.29%, or a house edge of 24.71%.
Lucky Ladies Pay Table A — 6 decks
| Hand | Permutations | Probability | Pays | Return |
|---|---|---|---|---|
| Q of hearts pair & dealer has BJ | 135360 | 0.000015 | 1000 to 1 | 0.014563 |
| Q of hearts pair | 2738340 | 0.000295 | 125 to 1 | 0.036827 |
| Matched 20 (same rank and suit) | 43105500 | 0.004638 | 19 to 1 | 0.088115 |
| Suited 20 | 193112640 | 0.020777 | 9 to 1 | 0.186990 |
| Unsuited 20 | 744863040 | 0.080139 | 4 to 1 | 0.320554 |
| Non-20 | 8310740400 | 0.894138 | Loss | -0.894138 |
| Total | 9294695280 | 1.000000 | -0.247089 |
Analysis of Pay Table B
The next table is an analysis of pay table B with six decks. The lower right cell shows a house edge of 17.64%.
Lucky Ladies Pay Table B — 6 decks
| Hand | Permutations | Probability | Pays | Return |
|---|---|---|---|---|
| Q of hearts pair & dealer has BJ | 1,000 | 135,360 | 0.000015 | 0.014563 |
| Q of hearts pair | 200 | 2,738,340 | 0.000295 | 0.058923 |
| Matched 20 (same rank and suit) | 25 | 43,105,500 | 0.004638 | 0.115941 |
| Suited 20 | 10 | 193,112,640 | 0.020777 | 0.207767 |
| Unsuited 20 | 4 | 744,863,040 | 0.080139 | 0.320554 |
| Non-20 | -1 | 8,310,740,400 | 0.894138 | -0.894138 |
| Total | 9,294,695,280 | 1.000000 | -0.176391 |
Analysis of Pay Table C
The next table is an analysis of pay table C with one deck, which is what pay table C was designed for. The lower right cell shows a house edge of 29.89% (ouch!).
Lucky Ladies Pay Table C — 1 deck
| Hand | Permutations | Probability | Pays | Return |
|---|---|---|---|---|
| Pair of queens with dealer BJ | 1344 | 0.000207 | 250 to 1 | 0.051713 |
| Pair of queens | 28056 | 0.004318 | 25 to 1 | 0.107951 |
| Ranked 20 | 88200 | 0.013575 | 9 to 1 | 0.122172 |
| Suited 20 | 137200 | 0.021116 | 6 to 1 | 0.126697 |
| Any 20 | 411600 | 0.063348 | 3 to 1 | 0.190045 |
| Non-20 | 5831000 | 0.897436 | Loss | -0.897436 |
| Total | 6497400 | 1 | -0.298858 |
Analysis of Pay Table D
The next table is an analysis of pay table D with six decks. The lower right cell shows a house edge of 13.34%.
Lucky Ladies Pay Table D — 6 decks
| Hand | Pays | Combinations | Probability | Return |
|---|---|---|---|---|
| Queen of hearts pair | 100 | 15 | 0.000309 | 0.030918 |
| Matched 20 | 30 | 225 | 0.004638 | 0.139129 |
| Suited 20 | 10 | 1,008 | 0.020777 | 0.207767 |
| Any 20 | 3 | 3,888 | 0.080139 | 0.240416 |
| One queen | 1 | 5,184 | 0.106851 | 0.106851 |
| Loser | -1 | 38,196 | 0.787287 | -0.787287 |
| Total | 48,516 | 1.000000 | -0.062206 |
Analysis of Pay Table E
Following is my analysis of pay table E, based on six decks.
Lucky Ladies Pay Table E — 6 decks
| Hand | Pays | Combinations | Probability | Return |
|---|---|---|---|---|
| Queen of hearts pair | 100 | 15 | 0.000309 | 0.030918 |
| Matched 20 | 25 | 225 | 0.004638 | 0.115941 |
| Suited 20 | 10 | 1,008 | 0.020777 | 0.207767 |
| Any 20 | 3 | 3,888 | 0.080139 | 0.240416 |
| Queen of hearts | 2 | 1,296 | 0.026713 | 0.053426 |
| Any other queen | 1 | 3,888 | 0.080139 | 0.080139 |
| Loser | -1 | 38,196 | 0.787287 | -0.787287 |
| Total | 48,516 | 1.000000 | -0.058682 |
House Edge Summary
The next table summarizes the house edge for versions A through D for one to eight decks.
Lucky Ladies — Summary
| Decks | Pay Table A | Pay Table B | Pay Table C | Pay Table D | Pay Table E |
|---|---|---|---|---|---|
| 1 | 29.89% | ||||
| 2 | 30.05% | 24.94% | 25.51% | 12.66% | 11.37% |
| 4 | 26.04% | 19.46% | 23.35% | 7.82% | 7.24% |
| 5 | 25.24% | 18.37% | 22.92% | 6.86% | 6.42% |
| 6 | 24.71% | 17.64% | 22.64% | 6.22% | 5.87% |
| 8 | 24.05% | 16.73% | 22.28% | 5.42% | 5.19% |
Bonus Lucky Ladies
Bonus Lucky Ladies is a $1 progressive side bet. I first noticed it on June 5, 2015 at the Palace Casino in La Center, Washington. Following is the pay table table. All wins are on a 'for one' basis, meaning the player does not get his original wager returned on a win.
Bonus Lucky Ladies — Pay Table
| Player | Dealer | Pays |
|---|---|---|
| Queen of hearts pair | Dealer BJ in hearts | 100% of Jackpot |
| Queen of hearts pair | Dealer suited BJ (not hearts) | 25% of Jackpot |
| Queen of hearts pair | Dealer BJ (not suited) | 5% of Jackpot |
| Queen of hearts pair | Anything else | $125 |
| Matched 20 | Anything | $19 |
| Suited 20 | Anything | $9 |
The next table shows the probability and return of each event, based on six decks. A question mark means a variable win, depending on the jackpot size.
Bonus Lucky Ladies — Return TableExpand
| Player | Dealer | Pays | Combinations | Probability | Return |
|---|---|---|---|---|---|
| Queen of hearts pair | Dealer BJ in hearts | ? | 1,980 | 0.0000009 | ? |
| Queen of hearts pair | Dealer suited BJ (not hearts) | ? | 6,480 | 0.0000028 | ? |
| Queen of hearts pair | Dealer BJ (not suited) | ? | 25,380 | 0.0000109 | ? |
| Queen of hearts pair | Anything else | $125 | 684,585 | 0.0002946 | 0.0368267 |
| Matched 20 | Anything | $19 | 10,776,375 | 0.0046376 | 0.0881153 |
| Suited 20 | Anything | $9 | 48,278,160 | 0.0207767 | 0.1869899 |
| Loser | $0 | 2,263,900,860 | 0.9742765 | 0.0000000 | |
| Total | 2,263,900,860 | 1.0000000 | 0.3119318 |
The table above shows the fixed wins return 31.19%. Each $10,000 in the meter will add 2.13% to the return. To reach break-even the jackpot would need to reach $328,372.59.
Written by: Michael Shackleford
House Rules
- First two cards: Queen of Hearts Pair with Dealer Blackjack pays 1000 to 1
- Queen of Hearts Pair 125 to 1
- Matched 20 19 to 1
- Suited 20 9 to 1
- Any 20 4 to 1
MAXIMUM AGGREGATE PAYOUT = $10,000
Lucky Ladies is an optional proposition bet used in the game of Blackjack. Lucky Ladies may be played on 2 to 8 deck games only.
The proposition is whether or not the player’s first two cards equal a total of twenty. Additional bonuses are paid if the player’s two cards equaling twenty are suited (e.g. Ace of Clubs and Nine of Clubs) or matched (e.g. two identical cards such as two King of Diamonds). Special bonuses are awarded if the player’s first two cards are each a Queen of Hearts (the Lucky Ladies), and the top prize is awarded if the player’s Queen of Hearts pair occurs at the same time the dealer has a blackjack.
The outcome of the primary blackjack bet has no bearing on the Lucky Ladies bet and vice versa. A player can win on one and lose on the other.
Prior to the start of each round of blackjack play, players are afforded the opportunity to place a voluntary Lucky Ladies bet on the designated spot on the table layout at the same time their primary bet is made and before any cards are dealt.
Blackjack Two Queen Of Hearts Game
The minimum and maximum wagering limits of the Lucky Ladies wager are determined by the house and/or in accordance with their limits established by the gaming regulatory body. The wagering limits and any aggregate pay out limitations are to be posted on the table, in plain view of the players in accordance with the internal controls and gaming regulations.
After all wagers have been placed, the dealer deals the first two cards to each player and to themselves in the same manner as regular blackjack dealing procedures.
Once the dealer has dealt the first two cards to each player, the dealer must determine if any of the players that bet the Lucky Ladies wager have a hand whose first two cards total 20.
Beginning from the dealer’s right to left, in a counter clock-wise rotation, the dealer takes all losing Lucky Ladies wagers and pays all winning Lucky Ladies wagers.
There is one exception to the take or pay procedure described above. If any player with a Lucky ladies wager is dealt a pair of Queen of Hearts and the dealer has either an Ace, King, Queen, Jack or Ten card showing the Floor Supervisor will:
a. Remove any losing Lucky Ladies wagers and pay any winning wagers, except for the player with the Queen of Hearts pair.
b. If the dealer’s face up card has a value of Ten:
(i) The floor person instructs the dealer to peak at their hole card.
(ii) If the dealer does not have a blackjack, the dealer pays the player with the Queen of Hearts pair. The round then plays as normal.
(iii) If the dealer does have a blackjack, they turn over their cards and collect all losing primary wagers from all players, including the player with the Queen of hearts pair. The dealer then removes all of the player’s cards on the table except for the player with the Queen of hearts pair. At this time, here should only be the following showing on the table: The remaining player’s first two cards (Queen of Hearts pair); their Lucky Ladies wager and the dealer’s first two cards (a blackjack). The dealer then pays the Lucky ladies wager to the player with the winning Queen of Hearts pair and removes all cards.
c. If the dealer’s face up card is an Ace:
(i) The dealer offers insurance to all players.
(ii) If the dealer does not have a blackjack, the dealer removes all losing insurance wagers as normal, including the player with the Queen of Hearts pair. The dealer then pays the Lucky Ladies wager to the player with the Queen of Hearts pair. The round then plays as normal.
(iii) If the dealer does have a blackjack, they turn over their cards and collect all losing primary wagers and pay all winning insurance wagers from all players, including the player with the Queen of Hearts pair. The dealer then removes all of the player’s cards on the table except for the player with the Queen of Hearts pair. At this time there should only be the following showing on the table: The remaining player’s first two cards (Queens of Hearts pair); their Lucky Ladies wager; and the dealer’s first two cards (a blackjack). The dealer then pays the Lucky ladies wager to the player with the winning Queen of Hearts pair and removes all cards.
Bust Bonus
The player wins their Bust Bonus wager if the dealer’s hand results in a “bust” and the player’s hand does not result in a bust with a point total of 30. This wager is placed after the initial round of cards have been dealt but prior to the dealer revealing their face-down or “hole” card. The player wins this bonus wager if the total of the dealer’s hand results in a point total exceeding 21 and if the player’s hand does not result in a bust with a point total of 30. Winning players are paid according to the dealer’s initial face up card when matched to the corresponding paytable.